How is it calculated?
FV = PV × (1 + r)n + PMT × ((1 + r)n − 1) ÷ r
- r — monthly return
- n — number of months
Deposits at the start of each month earn one extra month of growth, which adds up over long periods.
Future value calculator
Enter what you have now, what you will add each month, the expected return and the number of years. The calculator shows the future value and how much of it is growth.
Last updated: · By Furkan Çetinkaya · About & Methodology
Future value
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Common questions
What return should I assume?
Savings accounts pay a few percent; diversified stock investments have historically returned more but vary year to year.
What is 'in today's money'?
The future value divided by inflation, so you can compare it with prices today.