Net worth tracker template
Write down what you own and what you owe once a month. The tracker works out your net worth, the change since last month and over the year, and draws the trend.
Net worth tracker
Download template (9 KB)The file contains only formulas and example numbers — no macros, no links, nothing that connects to the internet.
What's inside
- Assets: cash, savings, investments, pensions, property, vehicles, other
- Debts: mortgage, car loans, cards, student loans, other
- 12 monthly columns with automatic net worth and change
- Line chart of net worth over the year
Prefer to calculate online? Use the Compound interest calculator.
How to use it
- Download the file with the button above and open it in Excel, Google Sheets (File → Import), LibreOffice or Numbers.
- Fill in the yellow cells — they hold your own numbers. The example values show the expected format.
- Everything else is worked out by formulas. Save a copy whenever you want to keep a snapshot.
Common questions
What value should I use for my home or car?
A realistic sale price today, not what you paid. Online valuations or recent sales of similar items are a good guide; be conservative.
How often should I update it?
Once a month is plenty. The trend matters more than any single month.
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